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India’s financial sector is experiencing a rapid transformation, driven by regulatory changes, digital adoption, and evolving customer needs. With stricter regulatory oversight from the Reserve Bank of India (RBI), evolving customer expectations, and increased competition, Non-Banking Financial Companies (NBFCs) and Microfinance Institutions (MFIs) can no longer rely on legacy systems. They need technology that is compliant, scalable, and intelligent.

The Reserve Bank of India (RBI) has issued fresh guidelines on Co-Lending Arrangements (CLA), effective from January 1, 2026. These revised directions replace the earlier 2020 framework and will impact banks, NBFCs, housing finance companies, and financial institutions engaged in co-lending.

The Reserve Bank of India’s (RBI) latest notification—RBI (Non-Fund-Based Credit Facilities) Directions, 2025—introduces a unified regulatory framework covering guarantees, letters of credit, and co-acceptances. These changes significantly influence how NBFCs handle credit risk, draft policies, and participafte in infrastructure financing.

We’re thrilled to share that Silicon India, in their July 2025 issue, has recognized Vexil Infotech as one of the “Best Banking Tech Companies to Watch in 2025”. Their feature, titled “Vexil Infotech: Navigating Purpose‑Driven Banking Technology in India”, highlights our mission to bring scalable, intelligent, and impactful financial technology to NBFCs, MFIs, fintechs, and other financial institutions across India.

In a decisive move aimed at energizing the Indian economy, the Reserve Bank of India (RBI) announced a substantial 50 basis points cut in the repo rate, bringing it down to 5.50% during its post-monetary policy press conference on June 6, 2025.

In a significant move to promote public understanding of financial systems, the Reserve Bank of India (RBI) has introduced its debut documentary series, titled 'RBI Unlocked: Beyond the Rupee'. Released in partnership with JioHotstar and produced by Chalkboard Entertainment, this five-part series pulls back the curtain on one of India’s most crucial institutions.

In the realm of microfinance, where the mission is to empower individuals and promote financial inclusion, the role of technology cannot be overstated. Microfinance Software (Microfinance Banking Software) has emerged as a powerful tool that enables institutions to streamline their operations, enhance productivity, and efficiently serve their clients.

Microfinance institutions (MFIs) play a pivotal role in providing access to credit and financial services to underserved populations, particularly in rural and semi-urban areas. By extending small loans, savings products, and insurance services, they empower individuals and small businesses to improve their economic conditions and contribute to community development.