NBFC Software Solution for the
Complete
Loan Lifecycle
IFS by Vexil Infotech manages loans from origination to closure with AI automation, RBI compliance, and years of fintech expertise.
LOS
Workflow
Ready
Running an NBFC is about much more than managing loans
It requires speed, compliance, accuracy, and complete control over operations. Since 2007, Vexil Infotech has worked closely with NBFCs across India, gaining deep insight into their day-to-day challenges. That experience led to the development of IFS — our cloud-based NBFC software, built in-house under the leadership of CEO & MD Mr. Shiv Pravesh.
Watch a live walkthrough →
Product introduction
What Loan Products Can You Manage with IFS?
Create, customize, and manage any loan product with IFS's flexible FORM-Power technology — designed to adapt to your business, not the other way around.
What Does IFS Cover, from Loan Origination to Closure?
IFS is built on a modular architecture — each function of your NBFC is handled by a dedicated, deeply capable module that talks to the rest of the system in real time.
Everything else your NBFC runs on
Accounting, analytics, compliance, credit, legal and HR — all reading the same live loan data, so nothing is reconciled twice.
Loan Origination System (LOS)
Digitize everything before disbursement — onboarding, eKYC, OCR document capture, bureau pull, rule-based decisioning and sanction.
Loan Management System (LMS)
Service active loans end to end — EMI schedules, collections, penal interest, NPA monitoring, restructuring and closure with audit trails.
Accounting
Maintain accurate financial records with automated vouchers, GST-ready ledgers, bank reconciliation, and real-time accounting reports.
MIS & Business Intelligence
Track portfolio health, branch performance, collections, and operational KPIs through interactive dashboards.
RBI Reporting & Compliance
Generate ALM statements, co-lending reports, statutory returns, and other RBI-prescribed reports with minimal manual effort.
Credit Assessment & Reporting
Access integrated CIBIL, CRIF High Mark, and Equifax reports, CAM preparation, and advanced credit assessment for informed lending decisions.
Legal & Documentation
Manage e-Stamping, e-Sign, mandates, document storage, legal cases, and audit-ready records from a centralized system.
HR & Workforce Management
Manage attendance, leave, payroll inputs, employee roles, and field staff performance from a single dashboard.
How Does the IFS Mobile App Help You Manage Lending Remotely?
Empower your borrowers and field teams with a powerful mobile application that simplifies loan origination, collections, customer engagement and repayment tracking from anywhere.
Choose the right NBFC software plan for your scale
IFS Lite
For rising NBFCs | Core loan management
- ✓Basic integration for smooth operations
- ✓LOS & LMS
- ✓Single branch management
- ✓Manage any single loan product
- ✓Android app only for employee
- ✓Paid customizable modules
- ✓Paid API integration
- ✓AI / ML features
- ✕HR management
- ✕Account management
- ✕Inventory management
- ✕Legal module
- ✕Business Correspondent (BC) model
- ✕Wholesale funding
Perfect for emerging businesses with bold future goals.
IFS Pro
For growing NBFCs | Multi-branch & advanced features
- ✓Advanced integration capabilities
- ✓LOS & LMS
- ✓Unlimited branch management
- ✓Manage any 2 loan products
- ✓Android app for employee & user
- ✓Paid customizable modules
- ✓Free API integration
- ✓AI / ML features
- ✓HR management
- ✓Account management
- ✓Inventory management
- ✓Legal module
- ✕Business Correspondent (BC) model
- ✕Wholesale funding
Ideal for expanding NBFCs who want full control over operations.
IFS Enterprise
For large NBFCs | Customizable & scalable
- ✓Advanced integration capabilities
- ✓LOS & LMS
- ✓Unlimited branch management
- ✓Manage any loan products
- ✓Android app for employee & user
- ✓Free customizable modules
- ✓Free API integration
- ✓AI / ML features
- ✓HR management
- ✓Account management
- ✓Inventory management
- ✓Legal module
- ✓Business Correspondent (BC) model
- ✓Wholesale funding
Tailored for complex NBFC operations with unlimited growth potential.
Which Plan Fits Your NBFC?
Answer five questions and we'll name the right plan - with the reasoning you can take to your board. No email required.
Five quick questions - no email needed.
What to Look for When Choosing NBFC Software
Not all NBFC software covers the same ground. Before shortlisting a vendor, it's worth checking for:
Bring this list to our demo →RBI compliance built in
Automated regulatory reporting, not a manual add-on.
Multi-branch and multi-product support
Can it handle your loan types as you scale, not just today's?
Transparent pricing
Many vendors require a sales call just to see a number.
A borrower-facing mobile app
Reduces drop-offs and support load.
Data migration support
Moving off spreadsheets or legacy software shouldn't mean starting from zero.
Modular architecture
So you're not paying for or maintaining modules you don't use.
Trusted by multiple leading NBFCs
Frequently asked questions about NBFC software (IFS)
Still unanswered? Our team will schedule a session at your convenience.
Ask us directly →Q1. What is NBFC software?▾
NBFC software is a platform built for Non-Banking Financial Companies to manage the full lending process: loan origination, credit assessment, disbursement, collections, accounting, and RBI-mandated compliance reporting. IFS is Vexil Infotech's NBFC software, covering all of this in one platform.
Q2. How does IFS benefit my NBFC, and is it worth the investment?▾
IFS reduces manual work, speeds up loan processing, improves compliance, minimizes errors, lowers operational costs, and helps your team manage more loans efficiently. Many NBFCs recover their investment through increased productivity and reduced compliance and operational costs.
Q3. Can IFS be customized for our specific workflows?▾
Yes. Every NBFC operates differently — different loan products, approval hierarchies, credit policies, and reporting needs. IFS is designed to accommodate that. We work with your team to map your workflows and configure the system accordingly. Enterprise clients also get access to fully customizable modules.
Q4. How does IFS ensure data security and RBI compliance?▾
IFS is hosted on secure Tier IV data centres with encryption, role-based access, and regular security audits. It also automates RBI regulatory reporting and compliance processes, helping NBFCs stay audit-ready.
Q5. Can IFS integrate with systems we already use?▾
Yes. IFS integrates with credit bureaus (CIBIL, Equifax, CRIF High Mark), payment gateways, UPI collection systems, banking APIs for disbursement and reconciliation, ERP platforms, CRM tools, and fintech applications. If you use a specific third-party tool, our team can evaluate integration feasibility.
Q6. What onboarding, training, and support do you provide?▾
We provide implementation support, role-based training, documentation, onboarding assistance, regular software updates, and dedicated support via phone, email, and our support portal.
Q7. Can we migrate our existing loan data into IFS?▾
Yes. Our team handles end-to-end data migration from your current system — whether it is older software, spreadsheets, or a manual ledger. We ensure historical loan data, repayment records, and customer information are accurately imported so you do not start from zero.
Q8. Can IFS help improve the experience for our borrowers?▾
Absolutely. IFS includes a borrower-facing mobile app, self-service loan status tracking, EMI reminders via SMS and WhatsApp, digital document submission, and faster turnaround on approvals. A better borrower experience directly reduces drop-offs and improves repayment rates.
Q9. Is IFS suitable for all types of NBFCs?▾
Yes. IFS has been implemented across a wide range of NBFC types — asset finance companies, microfinance institutions, housing finance companies, gold loan NBFCs, vehicle loan lenders, and more. The platform's flexible FORM-Power feature allows it to adapt to any loan product structure.
Q10. Can I see IFS in action before committing?▾
Yes. We offer a comprehensive live demo that walks you through the full platform — including your specific use cases and loan types. Request a demo through our website, and our team will schedule a session at your convenience.
Ready to modernize your NBFC operations?
Join multiple NBFCs across India that have already transformed their lending operations with IFS. Whether you are just getting started or looking to replace an outdated system, our team will walk you through every step.
Stay up to date with insights from Vexil !
© All Rights Reserved