NBFC Software Built for the Complete Loan Lifecycle
IFS by Vexil Infotech manages loans from origination to closure with AI automation, RBI compliance, and 19+ years of fintech expertise.
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We are trusted by 250+ Financial Institutions Worldwide
IFS - The NBFC Software
Running an NBFC is about much more than managing loans. It requires speed, compliance, accuracy, and complete control over operations. Since 2007, Vexil Infotech has worked closely with NBFCs across India, gaining deep insight into their day-to-day challenges. That experience led to the development of IFS-our cloud-based NBFC software, built in-house under the leadership of CEO & MD Mr. Shiv Pravesh
Manage Every Loan Product from One Platform
Create, customize, and manage any loan product with IFS's flexible FORM-Power technology-designed to adapt to your business, not the other way around.
Gold Loan
Vehicle Loan
Loan Against Property (LAP)
Housing Loan
Personal Loan
Supplychain Financing
Payday Loan
Consumer Loan
Leasing & Finance
Wholesale Loan (BC Lending)
Get Loan Origination to Loan Closure
IFS is built on a modular architecture - meaning each function of your NBFC is handled by a dedicated, deeply capable module that talks to the rest of the system in real time.
Loan Origination System (LOS)
Digitize and automate every step before loan disbursement.
- Lead & customer onboarding
- eKYC & CKYC verification
- AI-powered document capture & OCR
- Credit bureau integration
- Business Rule Engine (BRE)
- Multi-level approval workflows
- Digital document management
- Loan sanction & disbursement
Loan Management System (LMS)
Manage active loans efficiently throughout their lifecycle.
- EMI scheduling & repayment tracking
- Collection & recovery management
- Interest & penalty calculations
- NPA monitoring
- Loan restructuring & settlements
- Pre-closure & foreclosure
- Customer account management
- Loan closure & audit trails
Accounting
Maintain accurate financial records with automated vouchers, GST-ready ledgers, bank reconciliation, and real-time accounting reports.
MIS & Business Intelligence
Track portfolio health, branch performance, collections, and operational KPIs through interactive dashboards and Power BI analytics.
RBI Reporting & Compliance
Generate ALM statements, co-lending reports, statutory returns, and other RBI-prescribed reports with minimal manual effort.
Credit Assessment & Reporting
Access integrated CIBIL, CRIF High Mark, and Equifax reports, CAM preparation, and advanced credit assessment for informed lending decisions.
Legal & Documentation
Manage e-Stamping, e-Sign, mandates, document storage, legal cases, and audit-ready records from a centralized system.
HR & Workforce Management
Manage attendance, leave, payroll inputs, employee roles, and field staff performance from a single dashboard.
Manage Lending Anywhere with IFS Mobile App
Empower your borrowers and field teams with powerful mobile application that simplify loan origination, collections, customer engagement and repayment tracking from anywhere.
Loan Origination
Digital KYC
Digital Mandate
Geo-Tagging & Geo-Fencing
Data Masking
Loan Collection Management
Attendance Management
AI Chatbots
Pricing and Plan
Choose the Right NBFC Software Plan for Your Scale
IFS Lite
For Rising NBFCs | Core Loan
Management
- Basic integration for smooth operations
- LOS & LMS
- Single branch management
-
Manage any single loan product
- Gold Loan
- Vehicle Loan
- Loan Against Property (LAP)
- Housing Loan
- Personal Loan
- Supplychain Financing
- Payday Loan
- Consumer Loan
- Leasing & Finance
- Wholesale Loan (BC Lending)
- Android App only for Employee
- Paid customizable modules
-
Paid API Integration
- Cibil
- Equifax
- High Mark
- Statement Analysis
- E- Nach
- E- Sign
- E- Stamping
- UPI Collection
- GST Verifcation
- SMS & Whatsapp
-
AI / ML Features
- Geo-Tagging
- Geo-Fencing
- Adhaar Masking
- OCR for Auto Entry
- Power BI
- HR Management
- Account Management
- Inventory Management
- Legal Module
- Business Correspondent (BC) Model
- Wholesale Funding
Popular Choice
IFS Pro
For Growing NBFCs | Multi-Branch & Advanced Features
- Advanced integration capabilities
- LOS & LMS
- Unlimited branch management
-
Manage any 2 loan products
- Gold Loan
- Vehicle Loan
- Loan Against Property (LAP)
- Housing Loan
- Personal Loan
- Supplychain Financing
- Payday Loan
- Consumer Loan
- Leasing & Finance
- Wholesale Loan (BC Lending)
- Android App for Employee & User
- Paid customizable modules
-
Free API Integration
- Cibil
- Equifax
- High Mark
- Statement Analysis
- E- Nach
- E- Sign
- E- Stamping
- UPI Collection
- GST Verifcation
- SMS & Whatsapp
-
AI / ML Features
- Fully Customizable Soutions
- Geo-Tagging
- Geo-Fencing
- Aadhaar Masking
- OCR for Auto Entry
- KYC Match Anlysis
- CB Reporting Analysis
- Bank Statement Analysis
- Predective Loan Default Analysis
- Fraud Detection & Prevention
-
Power BI
- Interactive Dashboards
- POS Analysis
- Bucket/Aging Analysis
- PAR Analysis
- Employee Performance Analysis
- Repayment Trends Analysis
- Portfolio Cut Analysis
- Operational Cost Analysis
- Fraud Detection & Prevention Revenue Growth Insights
- Realtime Data Analysis
- HR Management
- Account Management
- Inventory Management
- Legal Module
- Business Correspondent (BC) Model
- Wholesale Funding
IFS Enterprise
For Large NBFCs | Customizable & Scalable
- Advanced integration capabilities
- LOS & LMS
- Unlimited branch management
-
Manage any loan products
- Gold Loan
- Vehicle Loan
- Loan Against Property (LAP)
- Housing Loan
- Personal Loan
- Supplychain Financing
- Payday Loan
- Consumer Loan
- Leasing & Finance
- Wholesale Loan (BC Lending)
- Android App for Employee & User
- Free customizable modules
-
Free API Integration
- Cibil
- Equifax
- High Mark
- Statement Analysis
- E- Nach
- E- Sign
- E- Stamping
- UPI Collection
- GST Verifcation
- SMS & Whatsapp
-
AI / ML Features
- Fully Customizable Soutions
- Geo-Tagging
- Geo-Fencing
- Aadhaar Masking
- OCR for Auto Entry
- KYC Match Anlysis
- CB Reporting Analysis
- Bank Statement Analysis
- Predective Loan Default Analysis
- Fraud Detection & Prevention
-
Power BI
- Interactive Dashboards
- POS Analysis
- Bucket/Aging Analysis
- PAR Analysis
- Employee Performance Analysis
- Repayment Trends Analysis
- Portfolio Cut Analysis
- Operational Cost Analysis
- Fraud Detection & Prevention Revenue Growth Insights
- Realtime Data Analysis
- HR Management
- Account Management
- Inventory Management
- Legal Module
- Business Correspondent (BC) Model
- Wholesale Funding
Our Finance Sector Clients
Trusted by Multiple Leading NBFCs & Financial Institutions Across India.
Frequently Asked Questions(FAQ) About NBFC Software (IFS)
Ans: IFS is Vexil Infotech's comprehensive NBFC software that manages the entire lending lifecycle-from loan origination and servicing to collections, accounting, compliance, HR, reporting, and mobile applications. It also includes eKYC, bureau integrations, document management, eSign, eNACH, dashboards, and more.
Ans: IFS reduces manual work, speeds up loan processing, improves compliance, minimizes errors, lowers operational costs, and helps your team manage more loans efficiently. Many NBFCs recover their investment through increased productivity and reduced compliance and operational costs.
Ans: Yes. Every NBFC operates differently - different loan products, approval hierarchies, credit policies, and reporting needs. IFS is designed to accommodate that. We work with your team to map your workflows and configure the system accordingly. Enterprise clients also get access to fully customizable modules.
Ans: IFS is hosted on secure Tier IV data centres with encryption, role-based access, and regular security audits. It also automates RBI regulatory reporting and compliance processes, helping NBFCs stay audit-ready.
Ans: Yes. IFS integrates with credit bureaus (CIBIL, Equifax, CRIF High Mark), payment gateways, UPI collection systems, banking APIs for disbursement and reconciliation, ERP platforms, CRM tools, and Fintech applications. If you use a specific third-party tool, our team can evaluate integration feasibility.
Ans: We provide implementation support, role-based training, documentation, onboarding assistance, regular software updates, and dedicated support via phone, email, and our support portal.
Ans: Yes. Our team handles end-to-end data migration from your current system — whether it is older software, spreadsheets, or a manual ledger. We ensure historical loan data, repayment records, and customer information are accurately imported so you do not start from zero.
Ans: Absolutely. IFS includes a borrower-facing mobile app, self-service loan status tracking, EMI reminders via SMS and WhatsApp, digital document submission, and faster turnaround on approvals. A better borrower experience directly reduces drop-offs and improves repayment rates.
Ans: Yes. IFS has been implemented across a wide range of NBFC types — asset finance companies, microfinance institutions, housing finance companies, gold loan NBFCs, vehicle loan lenders, and more. The platform's flexible FORM-Power feature allows it to adapt to any loan product structure.
Ans: Yes. We offer a comprehensive live demo that walks you through the full platform — including your specific use cases and loan types. Request a demo through our website, and our team will schedule a session at your convenience.
Ready to Modernize Your NBFC Operations?
Join multiple NBFCs across India that have already transformed their lending operations with IFS. Whether you are just getting started or looking to replace an outdated system, our team will walk you through every step.
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