Integrated Microfinance Solutions (IMS):
Next Generation of Micro Finance Institutions (MFIs)

Is your MFI ready for tomorrow?

In recent years, with the digital age, there has been a growing awareness of the significance of information. MFIs have understood that poor information systems have an impact on every aspect of an institution's performance, from operational effectiveness to strategic management. As the scale of operations grows, MFIs feel the need for having an integrated and well developed information system to handle their portfolio and transactions. It is also necessary in taking appropriate policy decisions to provide efficient, effective and transparent services to clients, while maintaining effective time management and increased outreach.

MFI leaders understand that technology is critical for simplifying banking to create sustainable business growth. Yet, the need to modernize the organization remains as compelling as ever. A pain free approach to financing transformation, with an adaptive solution at the core, will prove invaluable for banks looking to gear themselves for tomorrow.


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INTEGRATED, SECURE & SCALABLE REPORTING STRUCTURE

Aadhar Verification

IMS is integrated with the Aadhar Verification System which reduces KYC risk of members by automated process of verification by Aadhar Card Number.

Auto CRIF Credit (High Mark) Score Check

With this feature you can check your customer’s CRIF Credit score before giving him any kind of loan. This feature makes IMS more secure and safe to use.

Biometric Registration

This feature allows you to collect bio-information of all members (Active Members and Inactive Members) through the live capturing of their Fingerprints, photographs, etc.

Geo-Tagging

IMS is loaded with latest technologies like Geo Tagging which provides the real time status of particular data in the form of where it is, as it is by recording the particular location longitude and latitude data.

Housing Index Score Check

This is a feature to rate, review and score your customer’s housing index helping you in your overall decision making.

Inbuilt Insurance API

This allows Microfinance companies to insure their customers through this one software solution if required. This makes gathering data at one place extremely convenient for such companies.

IMS Mobile Application

IMS Mobile app allows you to operate your software at any point of time through your mobile phone motivating its associates to improve their performance by real time growth achievement. You can access all the software features through this one app.

Multiple API Integration

With this feature you can integrate multiple application programming interfaces in the software as per your needs and requirements.

Real-Time Form Validation

This feature alerts users while they are filling in the form. The validation is performed while a person is filling up the form to avoid false entries.

IMS is enabled with technologically advanced features, such as:

Customer Information is to know about the customer’s demographics, geographic, financial status, preferences, livelihood and the relationship they already have with a MFI / bank. Individuals are in a position to offer them the right solutions at the right time after having complete information. IMS enables MFIs to collect customer data at his/her doorstep with the features like Geo-tagging and Biometric registrations.

IMS has an inbuilt integrated financial and accounting management system that effectively serves MFI with multiple branches and profit centers.


The integrated general ledger module supports real-time online updating of transactions and allows real time generation of statements that show the MFIs financial position. At the same time, the transaction manager auto-generates all batch and online transactions while processing large transaction volumes with complete validations & defined checks.

The customer analytics module supports operations with comprehensive intelligence, ranging from data acquisition to reporting and analysis, leveraging quantitative modeling techniques and multi-dimensional reporting. It provides critical information such as customer attrition scores or profitability measures to help develop a clear picture of the customer. This information can also be extended to front-end applications or combined with online tacit information to help make timely and effective decisions. There is also the flexibility to pick and choose specific customer analytics functions, relevant to the business, across the customer life-cycle stages of acquisition, development, and retention.

It advances operational efficiencies and user experience by enabling availability of frequently used functions on a single console. The Dashboard design empowers MFI to personalize the dashboard for various roles to enhance user productivity

IMS

IMS is web enabled technology and supports true 24X7 operations Core banking solution enables MFIs to provide a hassle-free and unified banking experience to customers and are personalized as per their needs.

Offer differential loan products This is not an option but a need for MFIs today and IMS gives MFIs the flexibility to offer differential products as per customer requirements.

Generate right customer opportunities IMS provides all details of the customers to the user, which enables MFIs to make right decisions and choose their right customers.

Reduce cost and increase efficiency of the front line staff IMS automation with Mobile Apps makes operational work easy increasing the efficiency of front line staff members.

Now manage your MFIs any time and from anywhere

Contact us today for your complete mobile application of Micro Finance Institutions and get user friendly design/features enabling easy management of your business.

WHY IMS ?

  • A complete all in one solution
  • Cost effective and easy to use
  • Customizable
  • Online customers support and services
  • Integrated accounting transactions
  • Multidimensional reporting capabilities
  • A complete mobile application
  • Additional services such as, tax preparation and processing, payrolls, CRM support, etc.